"Success begins with belief – in yourself, your purpose, and the potential of others. True greatness is achieved not by winning alone, but by lifting others to victory and celebrating the journey together.". JB.

 Family. Faith. Freedom.

For over 21 years of marriage, Sonia and I have made family the heart of everything we do. As parents of a blended family with five children and four grandchildren, we know that building a legacy starts at home—with faith, love, and perseverance. After my 22 years of military service and Sonia’s career as a retired 911 dispatcher, we’ve committed ourselves to helping families build futures grounded in purpose and financial freedom.

Our shared mission is built on the values we live by faith in God, unwavering dedication to family, and a passion for business that changes lives. With Freedom FC, we empower families to take control of their financial futures. From term insurance to investments and debt management, we provide the knowledge and tools necessary to secure not just today—but generations to come.

Many members of our team are military veterans, united by a spirit of service and a desire to make a difference. We offer more than financial solutions—we offer community, opportunity, and a chance to build a legacy. Whether you’re looking to protect your family’s future or want to join a team devoted to transforming lives, we’re here to help you win.

At Freedom FC, financial freedom goes beyond paying bills—it’s about building a future where your money works for you. With smart strategies for income protection, debt elimination, and wealth-building, we aim to create lasting legacies and futures where families thrive on their terms. Together, let’s build a future where everyone has the opportunity to succeed.

 Liz Ozuna is a proud 26-year Army veteran, devoted spouse to her beautiful wife, Vanessa, and together they raise four wonderful children. Throughout her military career, Liz passionately served as a leader, mentor, and teacher, guiding her Soldiers to success in their military journeys.

Even in retirement, Liz’s dedication to helping others hasn’t faded. She continues to serve her community, mentoring individuals on achieving financial stability, planning for emergencies, and preparing for a secure retirement. Her mission is to dispel the misconception that financial education is only for the wealthy and empower people to believe in their worth and potential for success.

After a conversation with one client who felt unworthy of financial education simply because she didn’t grow up wealthy, Liz realized just how deeply ingrained these limiting beliefs can be. Now, she’s on a mission to change that mindset, reminding others that they are deserving of financial success no matter their background.

If you’re curious about how Liz can help you on your journey to financial freedom, feel free to send her a message here or use the scheduling link in her Featured section to set up a time to talk. Let’s make the financial success you deserve a reality!

I have been married for 24 years and have three adult children in college, with one following my path by joining the Army and currently deployed. I proudly served 20 years in the U.S. Army, specializing in electronics maintenance and finishing as an Electronics Maintenance Supervisor. After retiring in January 2021, I transitioned into Training Development, designing courses to prepare the next generation of Army Electronics Maintenance Technicians.

My Primerica journey began in July 2020, during which I obtained Life Insurance, Investment, and Mortgage Loan Originator (MLO) licenses across several states. Originally from California, my military service took me across Germany, Korea, New York, Southern California, and now to Georgia, where I call home. Two deployments to Iraq taught me resilience, perseverance, and mental toughness, values I carry into all aspects of life.

Currently, I work as a Government Contractor, developing technical manuals to support Army technicians. Outside of work, I am actively involved with the Combat Veterans Motorcycle Association, a 501(c)(3) organization focused on helping veterans. I also enjoy spending time with family, playing softball, and participating in church events.

With a servant’s heart and a commitment to the giver’s gain philosophy, I find fulfillment in helping others achieve their financial goals. When you love what you do, it never feels like work.

Brian and Brandy Baker have been with Primerica for two years. Brian brings a wealth of experience, with a background in business ownership and a degree in HVAC Technology. Brandy, a high producer, comes from the retail management industry, where she managed multiple storefronts. Their business was nominated for Small Business of the Year three years in a row.

Their team, TEAM1, is growing nationally with representatives across various states in North America. The name TEAM1 was inspired by their passion for soccer and stands for "Together Everyone Achieves More." This team operates with the core mission of providing financial education, ensuring individuals are properly protected, and training others to do the same.

As parents of two adult children, Brian and Brandy are particularly drawn to helping those who wish to protect and provide for their families, both now and in the future. TEAM1 welcomes driven individuals who are passionate about helping others, thrive in a community of like-minded people, and seek success not only for themselves but for those they serve.

Tish Ramirez brings over 35 years of real estate experience to the table as a trusted, seasoned professional known for her integrity, hard work, and dedication to client success. Her deep understanding of the real estate market, combined with a relentless commitment to excellence, has made her a go-to expert for clients and a respected leader among peers.

Now expanding her impact, Tish is adding financial services to her tool belt, allowing her to provide even greater value and solutions to both her current and future clients. This powerful combination of real estate and financial education uniquely positions her to help individuals and families build wealth, protect their futures, and make smarter financial decisions.

As a mentor, Tish’s decades of experience make her an incredible asset to new associates entering the business. Her leadership style is grounded in service, support, and hands-on knowledge—ensuring those around her are set up for long-term success both in real estate and financial services.

Maya is an 18-year-old graduate of Apple Valley High School (Class of 2024), where she was a dedicated student-athlete in both soccer and volleyball. Now attending Victor Valley College, Maya has joined her parents, Josh & Sonia in their mission with FREEDOM FC—a movement focused on educating and empowering the next generation through financial literacy.

With a heart for service and a contagious passion for helping others win, Maya is especially driven to reach fellow graduates, college students, and young adults. She believes that financial education is the key to unlocking freedom and opportunity, and she’s made it her mission to be part of the solution. Her energy, empathy, and sense of purpose make her a powerful advocate for youth who want to take control of their future.